Casino

Craps Lay Bet Calculator

Calculate a winning craps lay wager on 4, 5, 6, 8, 9 or 10, with commission based on either the amount staked or the amount won.

Set your inputs

Your result

$28.50

Profit on a winning lay bet after commission

Profit before commission
$30.00
Commission
$1.50
Gross return
$88.50

Winning-settlement commission only; excludes minimum vig and upfront losing-outcome charges.

Lay payout ratios and commission

A lay wager wins if seven appears before the selected point under the stated rules. The net ratios before commission are 1:2 on 4 or 10, 2:3 on 5 or 9, and 5:6 on 6 or 8. These reverse the corresponding true win odds.

Laying $60 against 4 earns $30 before commission. If a 5% commission is charged on winning profit, subtract $1.50: net winning profit is $28.50 and total returned stake plus profit is $88.50. A commission on the $60 risk instead is $3.

The calculator models commission for a winning settlement only. It does not charge an upfront fee on losing outcomes or round to a table’s minimum commission. Those rules need separate inputs and can change expected value.

Lay odds versus other craps wagers

A lay bet, a place bet and odds behind Don’t Pass are separate wagers. Read the Massachusetts craps rules for a regulated example of game definitions; your table can have different commission conditions.

Use the craps payout calculator for supported place and line settlements, and craps house edge for a defined probability-and-payout comparison.